Home Page HEALTH Mutual Insurance and Complementary Health Insurance

Mutual insurance and complementary health insurance both aim to supplement, in part or in full, the reimbursement of health care costs by the health insurance system.


The significant difference between these two terms lies in the nature of the organisation offering the service. Supplementary health insurance is offered by insurance companies, while mutual insurance is offered by non-profit companies.

The choice of a mutual or complementary health insurance is very personal. It depends on one’s status in France, age, health profile, specific needs and financial means.